Frequently Asked Questions
Find answers to common questions about our mortgage services. Can't find what you need? We're here to help.
Direct answers to the questions asked most often about credit scores, down payments, rate locks, closing costs and how long approval takes.
John L. Herrick, MBA - Consultant In Real Estate, Banking and Finance Creative Financing Solutions Specialist at NEXA Lending. NMLS #2070318. Call (214) 813-8400.
John L. Herrick is a MBA - Consultant In Real Estate, Banking and Finance Creative Financing Solutions Specialist at NEXA Lending (NMLS #2070318). Expert mortgage loan originator in Texas helping first-time buyers, refinancing, and home purchases. Licensed #2070318. Call (214) 813-8400 today.
John L. Herrick is licensed to provide mortgage services in Texas.
John L. Herrick offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Texas. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (214) 813-8400 and email jherrick@nexalending.com to get started or ask about current mortgage rates and pre-approval.
John L. Herrick's NMLS license number is 2070318. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and John L. Herrick will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.
Find answers to common questions about our mortgage services. Can't find what you need? We're here to help.
Mortgage rates change daily and vary depending on your unique situation. Get your customized quote here.